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Travel is your escape from the ordinary—a chance to recharge, challenge yourself, connect with loved ones or push past your comfort zone. When you’re drawn to getting away, it’s the stories you hold close which make it worthwhile and leave you open to the next adventure.

Berkley One’s annual travel plan* is designed to help preserve the experience of your perfectly planned trip so you can explore the world safely and with confidence, no matter where your journey leads.

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Coverage For The Way You Travel Today

Our insurance is created to match the needs of today’s travelers. Travel often? Our annual policy kicks in any time you book a covered trip and covers you anywhere in the world for business or pleasure. Spending more than the average trip? We include high-limit options for trip cancellation and trip interruption that can help to cover the real cost of travel—not just part of your trip expense. Looking for help along the way? In addition to our travel coverage, we offer non-insurance assistance benefits to provide comprehensive information on your destination while you plan your journey, and access to 24/7 assistance while you’re there.

Say you’re on a culinary tour, river cruise or a family cycling excursion abroad, and have a covered injury or sickness that requires emergency medical attention, which also means you have to rebook your flight and hotel. With a Berkley One travel plan, we can help you find a doctor abroad, get you to the hospital, and cover costs above your primary medical policy for evacuation and treatment deemed necessary by your physician.

A Forward-Thinking, Problem-Solving Approach

Berkley One is here for the variety of trips you take. We offer policy options to cover you, your family members and even domestic employees who travel with you. Having the right policy for your travels can make the difference between a homecoming filled with tales of adventure or travel woes. Your agent can help you explore coverage options to create an insurance solution that’s worth tagging along.

Unforeseen events can impact travel plans. If you have to cancel or interrupt your travel for a covered reason—such as a natural disaster, covered injury or sickness, Berkley One provides industry-leading coverage, with limit options up to $20,000 per covered trip for trip cancellation and interruption. Plus, if your covered trip is delayed, we’ll help pay for reasonable expenses to extend your stay, including accommodations, meals, transportation and phone calls.

If you face a medical emergency in an unfamiliar location, it helps to know you have support. Your Berkley One annual travel plan can help with everything from replacing eyeglasses lost or forgotten at home to an emergency trip to the dentist or physician. If you need to recuperate abroad, we can update your home physician and even fly a family member out to visit you. And if you need repatriation home, we can arrange your return and help to cover the costs.

If you’re ever traveling in a region that becomes unsafe due to political developments, your Berkley One annual travel plan can help you get out of harm’s way and may even help cover the cost of evacuation to get you to the nearest safe haven.

When you’re away from home, you need claims service with no excuses. So when a hospital abroad requires advance payment for admission for a covered emergency medical condition, we’ll cover you ASAP. But fast service shouldn’t be for emergencies only. Whether you’re inconvenienced by a canceled flight or your checked luggage is delayed for more than 12 hours, we’re on it with quick claim payments and rock-solid expertise—so you can get back to what matters.

With Berkley One, help is just a call or click away—even when you’re far from home. We connect you to a 24/7 multilingual service, for always-on help with everything from lost passports to flight rebooking to ambulance transport. Plus, you can access our online portal for in-depth information on your destination. It includes everything from vaccination requirements to cultural inquiries to get you ready.

 

*Berkley One’s travel plan includes both insurance benefits provided by StarNet Insurance Company and non-insurance assistance services provided by a third party assistance company.

The insurance described in this document provides limited benefits. Limited benefit plans are insurance products with reduced benefits intended to supplement comprehensive health insurance plans. This insurance is not an alternative to comprehensive coverage. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential coverage as set forth under the Patient Protection and Affordable Care Act.

This is a brief description of coverage provided under policy form series SI-15000P, underwritten by StarNet Insurance Company (domiciled in Iowa – California Certificate of Authority #6978), 2445 Kuser Road, Suite 201, Hamilton Square, NJ 08690 and is subject to the terms, conditions, limitations and exclusions of the policy. Please see the policy for complete details. Coverage terms, conditions, limitations and exclusions may vary or may not be available in all states. Coverage is provided on either a primary or excess basis dependent on the specific benefit.

The policy contains a pre-existing condition limitation which may have an impact on your insurance coverage.

StarNet Insurance Company is a member company of W. R. Berkley Corporation and rated A+ (Superior) by A.M. Best. StarNet Insurance Company and W. R. Berkley Corporation are not affiliated with the third party non-insurance assistance service provider and are not responsible and assume no liability for the travel assistance services provided by them. The services provided are not insured benefits. To the extent these services or any advanced payments are not covered under the insurance policy, you will be responsible for payment. Services must be arranged and approved by the third party.

In all cases, the medical professionals, medical facilities or legal counsel suggested by the third party non-insurance assistance service provider to provide direct services to the eligible person pursuant to the non-insurance services agreement are not employees or agents of the third party non-insurance assistance service provider or StarNet Insurance Company, and the final selection of any such medical professional, medical facility, or legal counsel is your choice alone. Neither the third party non-insurance assistance service provider nor StarNet Insurance Company assumes any responsibility for the quality or content of any such medical or legal advice or services. Neither the third party non-insurance assistance service provider nor StarNet Insurance Company shall be liable for the negligence or other wrongful acts or omissions of any of the healthcare or legal professionals providing direct services arising out of or pursuant to the non-insurance services agreement. You shall not have any recourse against the third party non-insurance assistance service provider or StarNet Insurance Company by reason of its suggestion of or contract with any medical professional or attorney.

 

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